AMERICANS can track when their $600 stimulus check will arrive using Get My Payment.

The IRS website allows people to track when they will be receiving the second payment without checking their bank account.

The site asks for the user's Social Security number or Tax ID number, date of birth, street address and zip code.

The user will then be able to track when their cash is incoming.

The second stimulus payment started to be delivered to people over the new year and the government needs to get it to as many people as possible by January 15.

If you don't receive a payment before the end of the week you might still be entitled to the cash, but you'll just have to do a little more to get hold of the money.

Most stimulus payments are being paid into people's bank accounts as a direct deposit.

Some people who are eligible to receive the cash might not get it this way though.

For example, if you've closed your bank account, the money is returned by the bank to the IRS and it can't be reissued again to a new bank account.

Or there may be technical problems which mean the IRS can't send the money before the deadline.

If you haven't received your stimulus cash by January 14 you'll have to file a tax return to get the money.

You'll have to claim what's called a Recovery Rebate Credit.

You can also do this if you didn't get the first stimulus payment too, or if you didn't get the full amount for either the first or second payment.

The money will then be either added to any tax refund you get, or it will reduce the amount of tax you pay, the IRS says.

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